Your Benefits Today

Providing flexible benefit services for over twenty years, Region 1 has one primary focus -
Your satisfaction

Welcome to our newly remodeled website! It is designed to be more informative and user friendly with a higher level of security to safeguard your individual information. There is a secure location for all plan participants and sponsors with account information and added documentation for easier administration of your flex benefits plan. Please take some time to review the information found on our website. If you are a participant or plan sponsor please try the account log-in function to access your individual information.

Mileage Rate Changes

Purpose	Rates 1/1/12 - 12/31/12	Rates Beginning 1/1/13
Business	55.5	56.5
Medical/Moving	23	24
Charitable	14	14

What is a Flex Benefit Plan?
A Flex Benefit plan allows a participant to set aside dollars each year, on a pre-tax basis, to pay for qualified medical and dependent care expenses. You save federal, state and social security taxes!
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New Limitation on Over-the-Counter (OTC) Medicine or Drug Claims.
Effective January 1, 2011, reimbursement claims for OTC medicines or drugs must be accompanied by a Letter of Medical Necessity from your health care provider. This does not include insulin.
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Age Limit Increase for Medical Expense Claims in your Flex Plan.
Adult children’s medical expenses are now eligible for reimbursement through your flex medical expense reimbursement account until the year in which they will turn age 27.
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Medicare Supplement Insurances not an eligible flex plan expense.
Medicare insurance premiums including Medicare Parts B and D, Medicare Advantage (Part C) and Medicare Supplement are not reimbursable through the flex plan because allowing them in the flex plan may violate the Medicare Secondary Payor (MSP) rules.

Not Sure What Items Qualify for Reimbursement?
IRS Publication 502 provides a list of qualifying medical and dental expenses that may be eligible for flex reimbursement, although not necessarily.

If you are unsure if your particular medical or dental expense would qualify for flex reimbursement, please contact our office. Click here to view Publication 502

IRS Publication 503 provides guidance on qualifying daycare expenses, click here to view publication 503

Weight loss programs and special foods and beverages
The cost of a weight loss program may be an allowable flex plan expense if it prescribed by a physician to treat an existing disease. The cost of special foods or beverages that substitute for the food an individual normally consumes are not allowable expenses in the flex plan.

3031 17th Street South
Moorhead MN 56560

218-236-2990
800-450-2990
218-236-2368 fax

Vicki Bjornson
ext 115

RoxAnne Mund
ext 114

Laurie Raftevold
ext 100

Carol Wessman
ext 110

Flex Benefit Reimbursement Request

HRA Reimbursement Request

Direct Deposit

Election Form (Flex Benefits)

Letter of Medical Necessity

Over the Counter Purchases

Your Benefits Today

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